Motor Vehicle Legal Terms

The laws that govern motor vehicles are different from one state to another. In general, the law assumes that the vehicle is operated with the permission of the owner.

Laws enhancing penalties, making revocation automatic or the targeting of social hosts have mixed impact on mortality rates. Mandatory education, alcohol treatment, and interlock devices have minimal effects.

Legal Definitions

The laws that govern the legal definitions of motor vehicles are formulated and decided at the state level. The federal definitions for national fuel economy standards and licensing requirements for commercial vehicle drivers are primarily administrative and are not applicable when states determine their own classifications for registration. These classifications for vehicles determine if a motorist requires special licenses to operate certain types of vehicles.

The state laws define the terms "automobile," "light truck" and many others. For example, the definition of light truck includes every motor vehicle with the capacity of the manufacturer's rated carrying capacity of 7,500 pounds or less. This excludes panel delivery trucks as well as pickup trucks. This is any vehicle or combination that is designed to transport people or property within its own structure. This includes manufactured homes and trailers.

Wheel chair is a type of vehicle with wheels utilized by people who have physical disabilities and cannot walk. Mopeds are motor vehicle with no more than three wheels that are in contact with the ground that can travel at speeds not more than 35 miles per hour.

A pedicab, or pedal-driven vehicle, is driven by the driver sitting on top of it. The owner of a vehicle is the one who has the legal title.

Traffic Laws

Typically, each state has its own set of motor vehicle laws, which deal with everything from the registration process to the insurance requirements. The laws also deal with the types of vehicles that are covered by law. While some of these laws are similar between states, others are quite different. For instance, there are laws that restrict the number of passengers a person can transport in a pedicab. There are also laws that prohibit reckless driving on certain types of roads, for instance parking areas.

A person who operates a motor vehicle that is in contravention of these laws could face penalties and fines for doing so. Penalties can include having your license revoked or being required to attend traffic school.

The law that governs speed limits on roads is one of the most important laws a state has. In New York for example, the speed limit is the same for commercial vehicles and automobiles.

The law also defines the definition of a "motor vehicle." This covers every description of carriage or other contrivance that is propelled by mechanical power and utilized on a public road to transport people or property or for other commercial use. The law does not apply to trailers, coaches, semitrailers, all-terrain and snowmobiles, motorized mobility assist devices that are operated by people with disabilities and self-propelled corn as well as harvesting machines for hay.

Insurance

A motor vehicle accident lawsuits - www.dermandar.com, vehicle policy is a contract that covers the insurer from financial loss from liability for bodily injury, death, or property damage caused by a third-party caused by the maintaining, operating or the use of an insured vehicle. It may also protect physical damage to the vehicle. It must state the name and address of the insured named the policy, the coverage provided by the policy, as well as the premium payable, the duration of effectivity and the limits of liability. It should also include an agreement or endorsement stating that the insurance coverage is in line with the coverage provided for bodily injuries or death, as well as property damage.

The language used in a motor vehicle accidents vehicle policy can be confusing to the average person. Duncanville law firms usually recommend that an individual review an example policy to know the terms. One of the most common areas of confusion is the definition of "motor vehicle." The phrase appears frequently in statutes that govern vehicle registration and financial responsibility laws.

Some examples of coverage under the motor vehicle policy are commercial auto insurance that covers vehicles used in connection with business, commercial establishments, occupations, or activities that are conducted for profit; auto liability insurance that covers MP and PIP; and underinsured and uninsured motorist coverage (UM/UIM). This type of insurance is required by many states.

Permissible Use

If someone other than the named insured or a family member drives your car and gets into an accident, it is important to understand the insurance coverage that is available in these instances. This is known as permissive utilization. The specifics of your insurance policy may differ, but the majority of large car insurers offer this type of coverage.

It is important to remember that you are liable for any damages caused by a driver with your permission. Permission can be given in writing or implied, and it usually does not have to be written down.

In determining if there is an implied permission, courts look at the relationship between the parties, their previous conduct and the use of the vehicle, as well as the circumstances surrounding the particular driving event in question. A court will also examine whether any restrictions were placed on the scope of permissive usage and if even minor deviations from the time, place and usage limitations of the original permission would be in violation of these limitations.

Remember that adding an additional driver to your auto insurance policy will raise your premiums, as the vehicle becomes more risky to insure. It is crucial to consider your options prior to lending your car to anyone else. Contact Jerry to get a free insurance quote and discuss the terms of your policy.